Maybe he made a bunch of bad mortgage loans.

也许他有一堆的不良款。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

他们利用款帮助买房。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

这是恰克的房子。它是用次级款买下的，这个款是他偿付不起的。

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银行，商业银行是否有兴趣提供款？

It's so normal to have a mortgage loan and it doesn't have to be.

有款是很正常的，但其实不必如此。

I have to pay half of my salary on the mortgage loan every month.

每月一半的工资都要拿来付房子的款。

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及款的价格和可用性 – 购买房产的款。

If it's the same as a mortgage loan, then I think I understand it in general terms.

如果和款一样的话，想大概是这么理解的。

Why does a bank charge prepayment penalties on mortgage loans?

为什么银行会对款收取提前还款罚金？

I'm thinking of making a transition into being a mortgage loan officer.

在考虑转行款专员。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了他们无力偿还的款，这并不是唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银行因出售有毒款并部分促成2008年金融危机，目前该行同意为此支付近170亿美元的罚款。

We're seeing people look at 40-year mortgage loans.

人们开始考虑40年期的款。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填写这份款申请表就像在读一门外语。

We're seeing zero down mortgage loans.

们正目睹零首付款的出现。

Under government pressures and threats, banks began to lower mortgage loan approval standards, in order to meet government goals or quotas.

在政府的压力和威胁下，银行开始降低款审批标准，以达到政府的目标或配额。

The market for mortgage loans was fledgling and illiquid until the thrifts that made home loans came under pressure to sell them.

款市场在发放住房款的储蓄机构面临出售压力之前，一直处于初创阶段且缺乏流动性。

Well, generally, you've got to wait four years after bankruptcy to be able to apply for a conventional mortgage loan.

一般来说，你在破产后需要等待四年才能申请传统的款。

This episode is a dialogue between Kiko and Rafael about getting a mortgage loan – getting money to buy a house.

本期是对话形式，讲述Kiko和Rafael关于申请款——买房所需资金的讨论。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人们会在款协议结束前支付他们的房屋款——他们的款，有时是 4-5 年，也许是 10 年。